1. BINDING AGREEMENT

This agreement ("Agreement") is a binding legal agreement between Beckett & Beckett, Inc. dba Beckett Advisors (based in Los Angeles, California) and you, the Client. By accessing our site [https://beckettadvisorsiyo.com] or enrolling in any of our coaching programs ("Programs"), you agree to comply with these Terms and Conditions. You affirm that you are at least 18 years old and legally capable of entering into this Agreement.

2. REFUND AND CANCELLATION POLICY

We are committed to delivering exceptional value through our Programs. Due to the nature of our services and digital resources, refund and cancellation policies may vary by Program.

General Policy:

• A full money-back guarantee is available after meeting the following conditions: Unable to: attend any of the training program within 6 months of payment or

• Attend all or a portion of three out of four coaching sessions within 6 months of payment

Request your refund BEFORE participating in coaching session #4 within 6 months of payment

For additional details, visit [Refund Policy below].

3. PRIVACY POLICY

Your privacy is important to us. For details on how we collect, use, and protect your personal data, please refer to our [Privacy Policy below].

4. PROGRAM-SPECIFIC TERMS

Each Program may have additional terms and conditions outlined in a separate agreement, which must be signed upon enrollment. For specific details about a Program, please contact [email protected].

5. LICENSE AGREEMENT

We retain ownership of all intellectual property related to our Site, Programs, and materials ("Materials"). Upon purchase, we grant you a limited, non-exclusive, revocable license to use the Materials for personal use during the duration of your enrollment.

You may not copy, distribute, or create derivative works from our Materials without prior written consent.

Any intellectual property created by you using our Materials belongs solely to you.

Unauthorized use of our intellectual property may result in termination of this license and/or legal action.

6. USE OF THE SITE AND MATERIALS

When using our Site or accessing Materials, you agree to:

Comply with all applicable laws and respect intellectual property rights.

Avoid uploading, sharing, or distributing content that infringes on third-party rights.

Violations of this section may result in immediate suspension of access and termination of your Agreement.

7. DISCLAIMER

Our coaching Programs are designed for educational and informational purposes only. We do not guarantee specific outcomes or results from participation. Individual results may vary based on effort, implementation, and external factors.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Beckett and Beckett, Inc. will not be liable for any direct, indirect, incidental, or consequential damages arising from:

Your participation in the Program,

Your use of the Site or Materials,

Any breach of these Terms.

9. TERMINATION

We reserve the right to terminate your access to the Program or Materials if you:

Violate these Terms,

Engage in fraudulent or unethical behavior, or

Fail to meet financial or contractual obligations.

In such cases, you will not be entitled to a refund.

10. AMENDMENTS

We may update these Terms from time to time. The most current version will always be available at [https://beckettadvisorsiyo.com/terms-and-conditions]. Continued use of the Program or Site constitutes your acceptance of any modifications.

11. CONTACT INFORMATION

For questions or support, please contact:

Email: [[email protected]]

Phone: +1 626 791 7954

Mailing Address: [215 S. Cordova St., Alhambra, CA 91801]

12. GOVERNING LAW

This Agreement is governed by the laws of [Los Angeles County, California, U.S.A.]. Any disputes shall be resolved exclusively in [Los Angeles County, California, U.S.A.].

13. CONFIDENTIALITY

1. Ownership and Responsibility of Client Data

All Client Data remains the sole property of the Client or its licensors unless otherwise required by applicable law.

The Client is solely responsible for the accuracy, quality, integrity, legality, and appropriate use of Client Data in compliance with applicable laws and intellectual property rights.

2. Management and Deletion of Data

The Company reserves the right to permanently delete Client Data suspected of violating the Acceptable Use Policy or disclose such data to law enforcement without prior consultation where required by law.

Upon termination of a Program or as otherwise agreed, Client Data will be securely disposed of within 60 days unless required to be retained under applicable law.

3. Confidentiality Obligations

The Company will maintain confidentiality over Client Data and will not disclose it without prior written consent, except as required for program delivery or compliance with applicable laws.

Disclosure will be limited to employees, agents, contractors, and subcontractors who need access to perform their duties, with the Company remaining responsible for their adherence to these confidentiality terms.

4. Exceptions to Confidentiality

The obligations of confidentiality do not apply to information that:

a. Becomes public through no fault of the Company.

b. Is independently developed without access to confidential information.

c. Must be disclosed by law, regulation, or court order.

5. Duration

Confidentiality obligations will survive termination or expiry of this Agreement for a period of 10 years.

14. USE OF THE SITE, CONTENT AND SERVICE

1. Permitted Use

The Site, Content, and Services may only be used for lawful purposes to support your existing business.

Unauthorized uses include, but are not limited to:

Accessing unauthorized data or accounts.

Introducing disruptive technology such as viruses or bots.

Creating derivative works or reverse engineering the Service.

Collecting third-party information without permission.

2. Restrictions

Users must not engage in any activity that disrupts or harms the Site, Content, or Services, or promotes unlawful, immoral, or harmful conduct.

Breach of these terms may result in immediate suspension or termination of access.

3. Non-Disparagement

You agree not to make any derogatory statements or otherwise disparage the Company, its employees, products, or services. Breach of this provision may result in legal action.

4. Service Limitations

Your use of purchased products or services is subject to these Terms and any other agreements related to the specific Program.

15. TESTIMONIALS

1. Compliance

All testimonials must comply with Federal Trade Commission (FTC) guidelines and other applicable laws.

Connections between endorsers and the Company must be disclosed clearly.

2. Accuracy

Claims about the Program’s effectiveness must reflect actual experiences.

3. Disclosures

Disclaimers must be used appropriately and conspicuously to ensure compliance with regulations.

16. INAPPROPRIATE CONTENT

1. Prohibited Material

Users may not upload, share, or distribute content that:

Is defamatory, obscene, or abusive.

Encourages unlawful behavior or violates any law.

2. Termination of Use

The Company reserves the right to restrict access or remove prohibited content. Cooperation with law enforcement may occur where necessary.

3. Monitoring and Enforcement

The Company may monitor transactions and communications on the Site and Service to enforce these terms.

17. COPYRIGHT INFRINGEMENT

1. Policy Against Infringement

The Company strictly enforces intellectual property rights. Users who infringe on copyrights or other rights may have their access suspended or terminated.

2. Reporting Infringements

Reports of copyright infringement must include:

A physical or electronic signature of the copyright owner or authorized agent.

Identification of the copyrighted material and the infringing content.

A statement of good faith belief that the use is unauthorized.

A declaration of accuracy under penalty of perjury.

3. Notice Address

Submit infringement notifications to:

[Designated Agent Contact Information]

18. EFFECTIVE DATE & CONTACT INFORMATION

Effective Date: [August 1, 2025]

Contact Information:

Email: [[email protected]]

Phone: +1 626 791 7954

Mailing Address: [215 S. Cordova St., Alhambra, CA 91801]

19. ALLEGED VIOLATIONS

Beckett & Beckett, Inc.dba Beckett Advisors reserves the right to suspend or terminate your use of any Service, Content, or the Site. To ensure a high-quality experience for all users, [Beckett Advisors] or its representatives may access user accounts and records to investigate complaints or allegations of abuse, infringement, or unauthorized uses of the Site, Content, or Service. Investigations will remain confidential unless disclosure is required by law. However,

[Beckett Advisors] reserves the right to suspend or terminate your account or access immediately, with or without prior notice, if it is determined that you violated this Agreement, provided false or misleading information, or interfered with others' use of the Site, Content, or Service.

20. FULL POWER & AUTHORITY

You represent and warrant that:

1. You possess full power and authority to enter and perform under this Agreement.

2. Execution and performance of this Agreement do not breach or conflict with other agreements binding you.

3. The terms of this Agreement constitute a legal, valid, and enforceable obligation.

4. Any content you create to promote [Beckett Advisors], its Site, Content, or Service is done without editorial contributions or control by [Beckett Advisors].

5. You assume all responsibility for the legality and accuracy of promotional materials created by you.

6. You are at least 18 years of age.

7. Your use of the Site, Content, and Services complies with the laws in your jurisdiction.

8. All information provided by you is accurate.

9. You assume risks associated with your use of the Site, Content, and Services.

21. DISCLAIMER OF WARRANTIES

[Beckett Advisors] disclaims all representations and warranties in connection with the Site, Content, and Service, including, but not limited to:

1. Non-infringement, merchantability, and fitness for a particular purpose.

2. Warranties implied by law, statute, or trade practices.

3. Any liability arising from your use of the Site, Content, and Services.

The Site, Content, Services, and related materials are provided "as is," "with all faults," and "as available." You assume all risks associated with their use.

22. TERMINATION

[Beckett Advisors] may suspend or terminate your use of the Site or Service if it determines that you breached this Agreement or related policies. Upon termination:

1. Your license to use the Site, Content, or Service ends immediately.

2. [Beckett Advisors] will attempt to make your content inaccessible but acknowledges potential delays in complete removal.

3. Some User Content may remain cached, referenced, or backed up for a limited time.

 23. NOTICES

All notices under this Agreement must be in writing and delivered via:

1. USA Mail.

2. Overnight courier.

3. Electronic mail.

Notices will be deemed received based on method of delivery:

USA Mail: Seven business days after dispatch.

Overnight courier: Upon confirmed receipt.

Electronic mail: 24 hours post-sending without error notices.

24. INDEMNITY

You agree to indemnify and hold harmless [Beckett Advisors] and its representatives from any claims, damages, or liabilities arising from:

1. Negligence or wrongful acts by you.

2. Breaches of warranties made by you.

3. Failure to comply with this Agreement.

[Beckett Advisors] will notify you of any claims and may cooperate in your defense, but you have sole control over settlements unless they affect Beckett Advisors’ interests.

25. GOVERNING LAW

This Agreement is governed by the laws of the [Los Angeles County, California USA]. Disputes will be resolved through mediation and, if unsuccessful, arbitration, as outlined in Beckett Advisors’ policies. Judicial enforcement of arbitration awards and intellectual property claims may proceed in [Los Angeles courts].

26. SEVERABILITY; WAIVER

If any term in this Agreement is deemed unenforceable, the remaining terms will remain in effect. Waivers of provisions must be in writing and signed by authorized representatives.

 27. MODIFICATIONS

Beckett Advisors reserves the right to:

1. Modify this Agreement at any time.

2. Change or discontinue the Site, Content, or Service.

Changes take effect upon posting. Continued use of the Site, Content, or Services constitutes acceptance of modified terms.

28. MISCELLANEIOUS

This Agreement binds the parties and their successors. It is not transferable by you without Beckett Advisors’ written consent. The Agreement supersedes prior agreements regarding the Site, Content, and Services and establishes no agency, partnership, or employment relationship.

BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THIS AGREEMENT.